We work with major dental insurance plans to maximize your benefits and minimize out-of-pocket costs. As in-network providers for Delta Dental, Primera, and Regence, we make quality dental care accessible and straightforward.
Insurance Plans We Accept
In-Network Providers:
- Delta Dental PPO
- Primera
- Regence
As in-network providers, patients with these plans receive preferred pricing and streamlined claims processing with minimal paperwork.
Out-of-Network Benefits:
We welcome patients with out-of-network dental insurance. We accept assignment of benefits and work directly with your insurance company to maximize your reimbursement. Our team will provide all necessary documentation and help you understand your expected coverage before beginning treatment.
Flexible Financing Options
0% Interest Financing Available Through:
- CareCredit
Spread the cost of treatment over time with convenient monthly payments and promotional periods with no interest. Perfect for cosmetic dentistry, dental implants, and comprehensive restorative work.
Uninsured Patient Discount Plan
Special Savings for Patients Without Insurance:
- 15% discount on all procedures
- Two covered cleanings per year
- One flat annual fee
An excellent value for individuals and families seeking comprehensive dental care without traditional insurance.
Understanding Your Dental Benefits
At Lifetime Smiles Bellevue, we’re committed to helping you maximize your insurance benefits and understand your coverage. Our experienced team will verify your benefits, file claims on your behalf, and provide clear estimates before treatment begins.
Typical Dental Insurance Coverage:
- Preventive care (cleanings, exams): Usually covered at 100%
- Basic procedures (fillings): Typically covered at 70-80%
- Major procedures (crowns, implants): Generally covered at 50%
Every plan is different, which is why we verify your specific benefits before your appointment. We’ll provide a clear estimate of your insurance coverage and any remaining patient responsibility, so there are no surprises.
Important Insurance Information:
- Most plans have annual maximums (typically $1,000-$2,000)
- Some plans require waiting periods for major services
- We can help you plan treatment to maximize benefits across calendar years
Transparent, No-Surprise Approach
We believe in complete transparency when it comes to costs and coverage. Before proceeding with any treatment, we’ll discuss:
- What your insurance covers
- Your estimated out-of-pocket costs
- Available payment and financing options
- Treatment timeline and planning strategies
Whether you have insurance coverage or are paying out-of-pocket, our goal is to help you receive the dental care you need without financial stress. Contact our Bellevue office today to discuss your insurance benefits or explore our alternative payment options.
We Do Not Participate With:
- Medicaid
- Medicare
- State insurance programs
- HMO plans
Ready to Get Started with Lifetime Smiles Bellevue?
Have questions about your dental insurance coverage or want to verify your benefits before your appointment? Our experienced team at Lifetime Smiles Bellevue is here to help. We’ll work with your insurance provider to maximize your benefits and provide a clear understanding of your coverage, so you can make informed decisions about your dental care without financial surprises.
Contact us today to discuss your insurance plan, explore our financing options, or learn more about our uninsured patient discount plan. Fill out our contact form or call our Bellevue office, and let us help you navigate your dental benefits with confidence.