Payment Policy

Quality dental care should be accessible to everyone. We accept Delta Dental, Primera, and Regence, offer 0% financing options, and provide a discount plan for uninsured patients with 15% off all procedures and two covered cleanings annually.

Making Quality Dental Care Accessible

At Lifetime Smiles Bellevue, we believe financial concerns shouldn’t prevent you from receiving the dental care you need. We’ve designed our payment policies to be straightforward and flexible, offering multiple options to fit your budget and insurance coverage. Our experienced team is here to help you understand your benefits, maximize your coverage, and find the payment solution that works best for your situation.

Online Payment

Looking to pay online for your dental services? We now offer a convenient online payment option. Payments processed by Best Card LLC. Payments are 100% secure and is endorsed by the American Dental Association among over 40 other dental associations. Please use the following link to pay online fast and securely.

Accepted Payment Methods

We accept the following forms of payment for your convenience:

  • Credit cards
  • Checks
  • HSA/FSA accounts

Please note that we do not accept cash payments at this time.

Insurance Coverage

We are in-network providers with:

  • Delta Dental PPO
  • Primera
  • Regence

Being in-network means patients with these plans receive preferred pricing and streamlined claims processing. For patients with out-of-network benefits, we’re happy to work directly with your insurance provider to maximize your coverage and help file claims on your behalf. Our team will provide you with all necessary documentation and help you understand your expected coverage before beginning any treatment.

We do not participate with Medicaid, Medicare, or state insurance programs.

Flexible Financing Options

We partner with trusted third-party financing companies to make dental care affordable:

  • CareCredit


These financing partners offer promotional periods with 0% interest, allowing you to spread the cost of treatment over time with convenient monthly payments. Whether you’re planning cosmetic dentistry, dental implants, or comprehensive restorative work, our financing options help make quality care accessible without financial stress.

Uninsured Patient Discount Plan

For patients without dental insurance, we offer an annual membership plan that provides exceptional value:

  • 15% discount on all procedures
  • Two covered cleanings per year
  • One flat annual fee

This membership plan is an excellent option for individuals and families who want to save on both routine preventive care and restorative treatments throughout the year.

Transparent, No-Surprise Pricing

We believe in complete transparency when it comes to costs. Before beginning any treatment, our team will provide you with a clear estimate of your insurance coverage and any remaining patient responsibility. We’ll help you understand your options and create a payment plan that works for your budget, so there are no surprises.

If you have questions about payment options, insurance coverage, or our discount plan, please contact our Bellevue office. We’re here to make quality dentistry accessible for every member of your family.